401-K Limits 2025. The 401(k) contribution limit for 2025 is $23,500, up from $23,000 in 2024. The irs has announced the new contribution limits for retirement accounts, including 401(k)s, for 2025.

Employees can contribute up to $23,500 to their 401(k) plan for 2025 vs. Of note, the 2025 pretax limit that applies to elective deferrals to irc section 401(k), 403(b) and 457(b) plans increased from $23,000 to $23,500.