Aca Subsidies 2025. How can i calculate my health insurance subsidy? People with incomes between 150 percent and 400 percent of the federal poverty level — in 2022, $54,360 for an individual and $73,240 for a couple — are eligible for premium subsidies.

The health insurance marketplace calculator, updated with 2025 premium data, provides estimates of health insurance premiums and subsidies for people purchasing insurance on their own in health. Allowing enhanced subsidies for health insurance bought through aca marketplaces to expire would cause premiums to soar, experts warn.